In Washington State, SR22 insurance is not a type of insurance policy, but rather a certificate that proves you have the minimum liability insurance required by the state. If you’ve been convicted of a serious driving violation, such as driving under the influence (DUI), driving without insurance, or accumulating too many traffic tickets, you may be required to file an SR22 to reinstate your driving privileges.
When Is SR22 Insurance Required?
Typically, SR22 insurance is required after a major traffic violation, such as a DUI or driving while suspended. In Washington State, if you’ve been caught driving without insurance, or if your license has been suspended due to too many violations, an SR22 filing will be necessary. It serves as proof to the state that you’re complying with the law by maintaining the minimum car insurance coverage.
If you’re required to file for SR22 insurance, you’ll need to keep this insurance in place for a designated period—usually three years. During this time, the insurance provider will file the SR22 certificate with the Washington State Department of Licensing (DOL) to ensure that you maintain legal insurance coverage. To find local agencies that handle sr22 insurance washington state, it’s a good idea to consult local listings.
How Do I Know If I Need SR22 Insurance?
In some cases, Washington State’s Department of Licensing (DOL) will notify you that you need SR22 insurance, while in other cases, it may be ordered by a court following a traffic violation. To get clarity on whether you need SR22 insurance, it’s advisable to reach out to your insurance provider or check directly with the DOL. If you're unsure about your situation, you can also check with a professional to help guide you through the process of obtaining sr22 insurance washington state.